Where fresh ideas meet trusted protection.

he whakaaro hou, he kaupare kau

Practical advice, real support, and insurance that’s right for you.

Services

  • Medical insurance lets you fast-track the public health system, so if you’re injured or unwell, you’ll have a shorter wait for treatment.

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  • If you’re unable to work due to illness or injury, Income & Mortgage Cover gives you access to an ongoing income. ACC doesn’t cover illness, so you aren’t able to receive ACC payments if you become unwell.

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  • Trauma Insurance provides a lump sum payment in the event you suffer from a serious illness. It means you won’t have to rush your return to work or worry about money whilst you’re getting back to full health.

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  • If an accident or injury means you can’t keep doing the job you love, TPD insurance gives you access to a lump sum payment.

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  • Life insurance takes care of those left behind by reducing the financial impact of a loss. It’s something you put in place to make sure your loved ones will be OK if you pass away.

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We started R&P Insurance to positively impact our industry and make the conversation around insurance more comfortable for everyday Kiwis.

Introducing Wāhine Wanawana - Ara ki Angitu. A not-for-profit movement by wāhine, for wāhine, to empower financial success and well-being in our communities.

Women tell us time and time again that they don’t feel confident in seeking financial advice and the lack of diversity in the industry makes them feel under represented and misunderstood. We are here to change that.

Juggling work, life, and family doesn't leave much time to think about insurance.

We're here to ease the pressure by offering tailored insurance recommendations for your family and lifestyle.

Our team streamlines the application process, making it quick and easy, while providing the information you need to make the right decisions.

At its core, insurance exists to keep the things you care about safe. We're passionate about helping our clients achieve just that by putting a Plan B in place whilst living Plan A.

Let's chat – over coffee, phone, Zoom – wherever you are in Aotearoa, we can help.

What our clients are saying

  • “What we thought would be a daunting task was made so simple and easy by Philly. She was super informative, thorough and had clear communication. With her friendly and chatty personality we felt really at ease and totally recommend her to anyone.”

    Tash L

  • “Working with Rochelle and Philly has been an absolute breeze. Rochelle and Philly made everything clear and easy, setting me up with everything I needed and the right products for me and my business. I couldn't have asked for a better experience and I would recommend R&P to anyone - thanks ladies!”

    Demi N

  • “If you’re looking for a relatable, knowledgeable and efficient insurance broker then here are your ladies! It was the first time I’ve dealt with a broker and I was worried I wouldn’t know what they were talking about! Rochelle was patient and talked through the policies in depth as well as answered my many questions. I feel good about my insurance choices and secure that R&P will be there to support me going forward. Thanks Rochelle!”

    Rebecca D

  • “Super easy process, everything is explained really well and in terms we could easily comprehend. Our needs were listened to and met, highly recommend. Philly is amazing!”

    Matthew A

We’re passionate about providing a fresh, flexible, female approach - no judgment, no jargon, and minimal paperwork.

Over 90% of R&P clients identify as Wāhine.

Over 35% identify as Māori or Pasifika.

95% of our clients confirmed their insurance knowledge improved significantly once completing their insurance review.

Our clients live all over Aotearoa.

FAQ’S

  • In an Insurance conversation, price is often the elephant in the room! It is our job to listen to you, understand what is important to you and recommend cover that fits. We’re here to ensure you feel comfortable with your level of cover and your budget.

    Whilst we provide advice to you, it is still your cover and we will help you to make informed decisions around your cover.

  • In New Zealand, we’re fortunate that the majority of insurance claims are accepted. When an insurance claim isn’t paid out, this is generally due to nondisclosure (when the person who took out the insurance didn’t provide the right information at the start of the process).

    We’re here to help you understand what you need to tell the insurance company and walk you through the process clearly and transparently.

We provide tailored advice on personal and business risk.

Keep up with us

@randpinsurance

Plan A is taking care of ourselves, Plan B is our insurance 🙌🏽
It’s common to think you have to do it all and that’s it. That’s just not the case and as advisers it’s our role in your journey to support you with putting what’s right for you right now in place and ensuring we keep in
Meet Kelly & Dave and their wee whānau. They share their insurance journey with us 🙌🏽🫶🏽
What you’re saying when you’re asking for team R&P to be your advisers and we’re so proud of that 🙌🏽
An overview of life income cover, some prefer to keep this as a full upfront amount and some prefer a monthly amount - common in situations where our clients are supporting their wider whānau. Everyone’s circumstances and cover will be differen
Counting the blessings in life helps us to appreciate those little things and maintain our mental wellbeing. Remember, it’s a great day to be alive 🙌🏽